Kwik.ID - Video KYC RBI Compliant with Aadhaar XML, PAN, OCR, OVD Verification, Liveliness
101% RBI Compliant
101% RBI Compliant

KwikID Video KYC

Fully RBI compliant VideoKYC solution for Banks, NBFCs, Fintechs, Wallets, etc with AI assisted Facematch, OCR and Liveliness, with built-in OVD verification services.



Over 50000Successful VideoKYC Sessions & Counting

Kwik.ID VideoKYC

Kwik.ID VideoKYC complies with all RBI requirements and ensures a streamlined process for your agents and your customers.

Aadhaar XML and PAN Verification

Comes pre-packaged with Offline Aadhaar XML and PAN verification services


Geo-tagging and Video Recording

Session videos are recorded, geo-tagged and time-stamped for concurrent audit. VKYC is restricted only to customers within India.


Facematch and Liveliness

Verify customer identity with AI powered facematch. Our Liveliness engine protects against fraudsters by ensuring they are physically present - digital photos/printed photo attacks are busted in real-time.



PAN, Aadhaar OCR for instant document digitization and fuzzy match based information verification.


Queueing, Routing and Scheduling

Intelligent routing and scheduling ensure optimal customer experience and agent utilization.


Aadhaar Redaction

First 8 aadhaar number digits in Aadhaar images are redacted away to ensure 100% compliance
with RBI guidelines.


Low-bandwidth Support

Kwik.ID VKYC is tuned to work well in Low-bandwidth and erratic network conditions.


Deploys on RE's Domain and Infrastructure

Fully supports deployment on RE's domain on cloud as well as in RE's data centers

Why KwikID?

Supports 99% document formats

Android, iOS and Web support


Low bandwidth requirement

Easy to integrate

High Accuracy

Continuously Learning


Image correction


Fraud Checks


Who's it for?

  • Banks
  • NBFCs
  • Insurance
  • Fintech
  • Brokerages
  • Wallets
  • Payment Banks
  • Banks
  • NBFCs
  • Insurance
  • Fintech
  • Brokerages
  • Wallets
  • Payment Banks

Frequently Asked Questions

What is Video KYC ?

Video KYC is Video based Customer Identification Process wherein live photo of the customer along with the submission of OVD (Officially Valid Document) like Aadhaar, PAN card etc. is captured thereby eliminating the need for customers to physically visit banks & other financial institutions.

What are the Officially Valid Documents required for Video KYC?

As per the regulation no, RBI/2019-20/138 DOR.AML.BC.No.27/14.01.001/2019-20, Amendment to Master Direction (MD) on KYC, dated 09 January 2020, PAN card is mandatorily required for Video KYC. Other acceptable OVDs are as follows:

  • Aadhaar card
  • Voter ID
  • Passport
  • Driving License
  • MNREGA job card

Is online PAN card verification possible?

Yes, verification of PAN card is possible through NSDL website by only using the keys of Regulated Entities.

Who stores the customer's data?

Customer's data is stored by the Regulated Entities who are performing Video KYC.

How is the customer's data stored?

The data along with the whole audio-video journey of a customer is encrypted, compressed, bears a date/time stamp & is securely saved in Regulated Entities' domain.

Is Aadhaar number stored by Think Analytics or any Regulated Entity?

No data is stored by Think Analytics. Moreover, our solution also redacts first 8 digits of Aadhaar number.

Is the live location of customers captured?

Yes, we have geo-tagging option to ensure that the customer is based in India during the Video KYC process.

What is the Turnaround Time (TAT) for the process?

The average TAT for the process is less than 1 minute.

What is network bandwidth required to conduct Video KYC?

The minimum speed required for our solution is 356 kbps.

What are the devices supported?

Any device with a minimum 4 megapixel camera, having an Android OS version 5.0 (lollipop) or above is supported.

What is the method of integration?

We support both SDK & API integration.

Where is the solution hosted?

As per the regulation, our solution will be hosted in RE's domain.

Is concurrent audit mandatory?

Yes, as per the guidelines all accounts opened through V-CIP shall be made operational only after being subject to concurrent audit. We have a separate concurrent audit portal for Regulated Entities.

Is the solution customizable?

Yes, the solution is customizable as per requirement.

Schedule a demo today!

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